Roof Certification

What is a Roof Certification? A roof certification is a visual inspection to determine the age and condition as required by the Insurance Industry. A basic inspection takes a few minutes and is required to be accompanied by several photos.

All roofs must be in good condition with no damage including curled or missing shingles, or visible signs of leaking to be eligible for homeowners insurance coverage. Additionally, all roofs, regardless of age, must have at least three (3) years of useful life remaining.

Sometimes a roof can naturally reach the end of its useful life without experiencing a roof failure. It just looks old and worn, and you are doing preventive maintenance on your home. If replacing an old roof is delayed, however, it could result in bigger problems down the road. So watch for the warning signs to be sure to give yourself plenty of time to add the project to your TO DO list.

Potential signs that your roof may need to be replaced:

    • Shingle edges are curled or shingle tabs are cupped
    • Bald spots where granules are missing
    • Cracked shingle
    • Your roof is at least 20 years old; while many shingles today are produced for durability, many factors can accelerate the aging of shingles. For example, if your roof is not properly ventilated, it can negatively impact your shingle
    • Neighbors are getting new roofs. Homes built around the same time period can experiencing the same types of weather conditions can mean that your roof is nearing its useful life
    • The roof just looks old and worn
    • Dark streaks. Airborne algae cause dark streaks on roof decks. While this may not necessarily harm the roof shingles, it may not look good. Algae streaks can be removed using a 50:50 blend of water and bleach sprayed on your roof. It is important to use a low volume garden hose so you do not knock the protective granules off your shingles. It is also important that you protect your landscaping from the bleach run-off
    • Moss. Moss can grow on roof surfaces that don’t get much sunlight especially in cool, moist climates. Moss growth can be more than a cosmetic issue. Moss holds moisture against the roof surface and overtime in freezing climates can cause damage to the granules on the top of the shingles. Moss can be brushed off but it won’t prevent it from growing again; take care not to damage the shingle surface. You may need to contact a professional roofing contractor.

 

 

 

Advertisements

Author: abetterchoicehomeinspection

Hello and Welcome, I'm Wayne Cerra, Owner and Inspector of A Better Choice Home Inspection. I started my Career in 1986 as a part time Inspector in Massachusetts. By 1996 I had Incorporated into Total Exposure Home Inspection serving Greater Boston area where I have inspected over 5,000 residential properties. In 2008 I relocated to Cape Coral, Florida where I operate A Better Choice Home Inspection and have inspected over 2,000 residential inspections and 2,500 Insurance Inspections. Accurate, dependable and honest reporting without all the fluff. My Inspection practices are geared towards todays needs. Maintenance and repairs are discussed. I work solely for the Consumer with their best interests in mind. Education is key. I work hard to make sure I stay up with the latest building trends and continue to better myself with the Client in mind. I have worked in every aspect of the residential building process as well as educated on all environmental challenges associated with structures and the building envelope. My focus today is older homes that require more maintenance with so many older homes in Lee County. I am available to provide your inspection needs for a first time buyer or a seasoned Investor, I provide a detailed report with photos and explanations e-mailed to you by end of the business day. For Home Owners looking to renew or shop around, I can meet their inspection needs with scheduling your wind mitigation verification reports, four point inspections and/or a Roof Certification report. Call me, Wayne at 239-989-3349 to schedule your Inspection.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s